Miscellaneous

Burglary Insurance  

Burglary Insurance provides financial compensation against loss or damage to property insured in your premise from Burglary or Premisebreaking acts.

There are three categories coverage under Burglary Insurance, Burglary Insurance 1 is narrowest coverage until Burglary Insurance 3 having widest coverage as following ;

  • BG 1 : Burglary with evidence of forcible for entry or exist the premise
  • BG 2 : Burglary and Robbery with evidence of forcible for entry or exist the premise
  • BG 3 : Burglary, Robbery and Theft with or without with evidence of forcible for entry or exist the premise

In case of you are holding standard “industrial All Risk Insurance” policy, it is already extended BG 2 in the policy but subject to each insurance company whether they are specific sublimit coverage or not.

Money Insurance  

Normally property insurance policy always have an exclusion for propery in term of money like cash, bank drafts, currency notes, treasury notes, postal orders, money orders and postage stamps. The insured need to have separate policy coverage designed to protect risk of money during it is kept in premise or during transit carried by the insured or his authorized employee.

This main coverage under Money insurance policy are;

  • Loss of money in transit caused by robbery, theft, or any fortuitous event
  • Loss of money from the insured's premises during business hours caused by theft or robbery
  • Loss of money from the insured's safe or strong room caused by theft or robbery

The main policy exclusion are;

  • Any consequential losses of any kind
  • Loss arising out of the infidelity of the insured or employees
  • Loss of money from the insured premises where the money is not kept in a safe or strong room after business hours money carried under a contract of affreightment
  • Loss of money from an unattended vehicle

Fidelity Guarantee Insurance  

This fidelity guarantee insurance aim to provide covers losses sustained through fraudulent or dishonest acts of forgery embezzlement larceny conversion of money and/or stock in trade belonging to or held in trust by the Insured committed by the Employed in connection with their his or her employment. The policy can be arranged to cover a named individual, or for specific positions or on a blanket unnamed basis covering all employees.

Golfer's Indemnity Insurance  

Golfer’s Indemnity Insurance Policy provides protection for golfer while practicing or playing golf in any golf course nationwide, against 3 section as follows :

  • 1. Personal Accident (ie. Accidental Loss of Life, Total Disability, Temporay Disability, and Medical Expenses)
  • 2. Public Liability (Third Party Liability to any one who are suffering from your act like other golfers, caddy, car passing by, golf card, etc…)
  • 3. Golf Equipment (Specific limit for your golf clubs like Dirver, Woods, Irons, Putters)
  • 4. Hole-in-One (Special Bonus limit in case you got Hole-in-One)

Computer's Laptop Insurance  

Nowaday Computer Laptop is very popular because its price is down nearly the same as computer desktop and performance is same or better. And you can carry around that make high risk exposure from any accidental damage, lost, or theft.

Computer Laptop Insurance is designed to protect against accidental loss or damage to your laptop with coverage area in Thailandwide or Worldwide. Basis of claim settlement provide for repair with partial loss damage or reimbursement replacement price for total loss damage.

Tittle Deed Insurance  

Title Deed Insurance is designed to specific indemnity insured against financial loss from defects in title to real property and from the invalidity or unenforceability of mortgage liens. It is mean to protect an owner's or a lender's financial interest in real property against loss due to title defects, liens or other matters. It will also cover for defend cost lawsuit attacking the title as it is insured, or reimburse the insured for the actual monetary loss incurred, up to amount of insurance provided by the policy.

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